You’ve filled your Amazon cart with everything you need, and you’re ready to check out. But then you notice your gift card balance won’t quite cover the total, or you’d prefer to split the cost between your credit card and your bank account. This leads to a very common question: can you use two payment methods for a single Amazon order?
The good news is that yes, Amazon does allow you to combine payment methods in many cases. This flexibility makes managing your purchases much easier, whether you’re using a gift card, reward points, or multiple cards. Let’s look at how it works and when you can use this handy feature.
How to Split Your Payment at Checkout
Combining payment methods on Amazon is a straightforward process. When you proceed to checkout, you’ll see your selected payment method listed. To add another, simply click on the “Change” link next to it. From there, you can select multiple funding sources from your wallet. For instance, you can apply your entire Amazon gift card balance first, and then choose a credit card to pay for the remaining amount. The system will automatically calculate the split for you.
When You Can Combine Payment Methods
This feature works perfectly for most standard purchases. It’s ideal for using up a partial gift card balance or dividing a large order across two different cards. You can typically combine a gift card, an Amazon.com Store Card, a major credit or debit card, and even your checking account. However, there are a few limitations to keep in mind.
Limitations to Keep in Mind
While versatile, the split-payment option isn’t available for every transaction. A key restriction involves promotional credits or discounts that are tied to a specific payment type. Additionally, some digital purchases, subscriptions like Amazon Prime, or items sold by certain third-party merchants may require a single payment method. The checkout page will always show you the available options before you place your final order.
Managing Your Payment Methods
To make the checkout process even smoother, it’s a good idea to keep your payment options up to date in your Amazon wallet. You can add all your credit, debit, and store cards, as well as manage your gift card balances. Having everything saved means you can quickly select your preferred combination when it’s time to pay, without any last-minute hassle.
So, the next time your cart total is a bit more than your gift card covers, feel confident knowing you can easily split the cost. Amazon’s payment system is designed to give you the flexibility to shop how you want.
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