You’ve filled your Amazon cart with everything from birthday gifts to household essentials, but when you go to check out, you wonder if you can split the total cost between a gift card and your credit card. It’s a common question, especially when you want to use up a balance or manage your budget more effectively.
The good news is that Amazon provides a flexible way to handle your payments. While the process might not be called “split payments” directly, the functionality is absolutely there. Let’s look at how you can combine different payment methods for a single purchase.
How to Use Multiple Payment Methods on Amazon
Amazon allows you to use a combination of one or two payment methods per order. This typically means you can use a gift card balance, a rewards points balance from a linked card, and one other primary payment method like a credit or debit card. During checkout, you’ll see your available payment options listed. You can simply select your gift card to apply its entire balance, and the system will automatically calculate the remaining total to be charged to your backup card.
What You Can and Can’t Split
It’s helpful to know the limits of this feature. You can easily split between a gift card and a credit card, or between a rewards points balance and a bank account. However, you generally cannot split a single order’s cost between two different credit or debit cards directly. The system is designed to use one primary non-gift card payment method to cover any remaining amount after your gift cards or rewards are applied.
A Simple Workaround for Tricky Splits
What if you really need to use two different credit cards? There is a clever workaround. You can purchase an Amazon gift card for a specific amount with your first card and have it emailed to yourself instantly. Once you apply that gift card balance to your account, you can then use it at checkout along with your second credit card to cover the full cost of your order.
Making the Most of Your Payment Options
To ensure a smooth checkout, always double-check that your desired payment methods are saved to your account beforehand. When you’re ready to pay, review the order summary carefully to confirm how the total is being divided. This helps you avoid any surprises and ensures your gift card balances are used exactly as you intend.
So, while you can’t split a payment directly between two credit cards in a single step, Amazon does offer a practical way to combine stored value with a primary payment method. With a little planning, you can easily manage how your orders are paid for.
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