can you split payments on amazon

You’ve filled your Amazon cart with everything you need, but when you go to check out, you wonder if you can use more than one payment method. Maybe you want to use up a gift card balance and put the rest on your credit card, or perhaps you’d like to split the cost between two different cards. It’s a common question for savvy shoppers.

The good news is that yes, Amazon does allow you to split payments in several convenient ways. This flexibility can make managing your budget or using up existing balances much simpler. Let’s look at how you can split your payment for your next Amazon order.

How to Use Multiple Payment Methods at Checkout

The most common way to split payments is during the checkout process. After you click “Proceed to checkout,” you’ll see your selected shipping address and a section for “Payment method.” Here, you can choose your primary card, but look for the option that says “Add a gift card, voucher, or promotional code.” By applying a gift card first, it will cover whatever amount it can. The remaining balance on your order will then be charged to your default payment method, which you can change to another card if needed.

Combining a Gift Card with Another Payment

This is the most straightforward split payment scenario. If you have an Amazon gift card balance, it will automatically be applied to your next purchase. You can also enter the code from a new gift card during checkout. The system will use your entire gift card balance first. If your gift card doesn’t cover the full total, you’ll simply pay the difference with a credit or debit card. It’s a seamless process that ensures you never leave gift card money unused.

Can You Split Between Two Credit Cards?

This is where things get a bit more limited. Unfortunately, Amazon’s checkout system does not currently allow you to split a single order’s cost directly between two credit or debit cards. The system is designed to use one primary card for the portion not covered by gift cards, promotional codes, or rewards points. If you need to use two different cards, a simple workaround is to purchase an Amazon gift card with one card and then apply it to your order, effectively letting you combine the value of both cards.

Making the Most of Amazon Pay

Don’t forget about the power of Amazon’s stored value options. You can use your “Amazon Pay” balance, which can be built up from gift cards, promotional credits, or cash reloads, in combination with other methods. By keeping a balance in your account, you can easily cover a portion of any purchase, making the split payment process even smoother.

While you can’t split between two credit cards directly, Amazon provides helpful options to use gift cards, rewards, and your account balance alongside a single card. This gives you plenty of flexibility to manage your payments for a smoother shopping experience.

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