You’ve filled your Amazon cart with everything from birthday gifts to household essentials. As you review your order total, a question pops into your head: can I split this cost between my credit card and my gift card balance? It’s a common situation, especially when you want to use a specific payment method for part of the purchase but don’t have quite enough to cover it all.
The good news is that Amazon has a flexible payment system designed for this exact scenario. Whether you’re trying to manage your budget or simply use up a store credit, combining payment methods is a straightforward process.
How to Combine Payment Methods at Checkout
When you’re ready to make a purchase, proceed to the checkout page as usual. Here, you’ll see your selected shipping address and a section titled “Payment method.” Look for and click on the option that says “Use your rewards balance, gift cards, and other payment methods.” This will open a menu where you can select multiple funding sources.
You can apply any available gift card balance, reward points, or even a portion of the cost to one card and the remainder to another. The system will automatically calculate the amounts, but you can manually adjust them if you prefer. For instance, you could choose to put exactly $25 on your Visa and let the remaining balance be charged to your American Express.
Which Payment Methods Can You Mix?
Amazon allows you to combine several types of payments. The most common split is between a gift card balance and a major credit or debit card. You can also use multiple credit or debit cards for a single transaction. Additionally, if you have an Amazon Store Card or an Amazon Prime Rewards Visa, you can use them in conjunction with other cards or your gift card funds.
It’s important to note that some promotional funding, like a specific promotional credit, might need to be used on its own. The checkout page will clearly indicate which payment methods are eligible for combination.
Tips for a Smooth Split-Payment Experience
To ensure your transaction goes through without a hitch, keep a couple of things in mind. First, always double-check the amounts you’ve allocated to each payment method before clicking the final “Place your order” button. Second, remember that splitting payments is typically done for the entire order; you generally cannot assign one payment method to a single item within a multi-item purchase.
Being able to use two payment methods on Amazon is a fantastic feature that offers flexibility and control over your spending. The next time your cart total is a little higher than expected, you can confidently split the cost and complete your purchase with ease.
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