If you’re a fan of shopping on Amazon, you’ve probably wished for more flexibility at checkout. Services like Afterpay, which let you buy now and pay later in installments, are incredibly popular. It’s natural to wonder if you can combine the convenience of Amazon with the budgeting power of Afterpay for your next purchase.
Let’s clear up the main question right away. As of now, Afterpay does not work directly on the Amazon website or app. Amazon has not integrated Afterpay as a payment method at its checkout. This can be a bit disappointing, but don’t worry—there are still some clever ways to approach this.
Why Isn’t Afterpay Available on Amazon?
Amazon is a massive platform with its own preferred payment systems. It heavily promotes its own branded credit cards and financing options. While they do partner with some third-party services, they have chosen not to formally partner with Afterpay for direct checkout integration. This is a strategic business decision, and it means you won’t see Afterpay listed alongside credit cards or gift cards when you go to pay.
How to Use Your Afterpay Card for Amazon Purchases
Here’s a potential workaround that many shoppers use. Afterpay offers a virtual “Afterpay Card” within its app for users in good standing. This card acts like a one-time-use debit card. The key is that you can use this card anywhere that accepts standard debit card payments.
To try this, you would shop on Amazon as usual. At the checkout, instead of looking for an Afterpay button, you would select the option to pay with a new debit or credit card. Then, you open your Afterpay app, generate a new virtual card for your purchase amount, and enter those card details into Amazon’s payment form. If the transaction is approved, the full amount is paid to Amazon, and you then repay Afterpay in four installments as you normally would.
A Few Important Things to Keep in Mind
This method isn’t officially supported by Amazon, so it may not work for every transaction or every user. Your ability to use the Afterpay Card depends on your account status and spending limit with Afterpay. It’s also crucial to remember that you are still responsible for making your payments to Afterpay on time, even though you’re shopping at Amazon.
While a direct partnership between Afterpay and Amazon doesn’t exist today, the virtual card option provides a potential path forward. It allows you to manage your budget with installments while accessing the vast selection on Amazon. Always check the latest terms in your Afterpay app for the most current information on how your virtual card can be used.
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