You have a full Amazon cart and you’re ready to check out, but the total is a bit more than you want to put on a single card. It’s a common situation that leads many to wonder if there’s a way to split the cost. The good news is that Amazon does offer ways to manage your payment, though it might not work exactly as you first imagine.
How Amazon Handles Split Payments
When you check out on Amazon, you can absolutely use more than one payment method for your order. This process is called using multiple payment methods. Essentially, you can designate a primary way to pay, like a credit card, and then use a secondary source to cover the remaining balance. This secondary source is often an Amazon Gift Card balance or rewards points from a connected card.
What Payment Methods Can You Combine?
Amazon is quite flexible with the types of payments you can mix. The most common and straightforward combination is using an Amazon Gift Card balance alongside a credit or debit card. Your gift card balance will always be applied first. You can also use rewards points from certain credit cards, like an Amazon Prime Rewards Visa, to cover a portion of the cost. The key thing to remember is that you can only use two payment methods per order.
A Simple Guide to Splitting Your Order
The process is simple once you reach the payment screen. On the "Place Your Order" page, you will see your selected payment method. Look for a link that says something like "Add a gift card, voucher, or promotional code." Click on that link to enter your gift card information or apply your rewards points. The page will automatically update to show the new total. Your primary card will then be charged for whatever amount is left after the gift card or points are applied.
What You Can’t Do (For Now)
It’s helpful to know the limitations. Currently, you cannot split a payment directly between two credit cards or two debit cards. The system is designed to use one stored value method (like a gift card) and one major payment card. This means if you want to use two different credit cards, you would need to purchase an Amazon Gift Card with the first card and then use that gift card balance at checkout along with your second card.
While you can’t split between two credit cards directly, using a combination of gift cards and your card is a powerful and simple workaround. So next time your cart is full, remember that you have flexible options to manage your budget and complete your purchase with ease.